You can find a number of documents you will need to file for Chapter 7 bankruptcy in California.
To complete to file for Chapter 7 bankruptcy, the first write-up you need to fill out will be the Voluntary Petition (B1 Form). In this write-up you'll provide general information for instance your name, address, whether you might be filing jointly or individually, what chapter of bankruptcy you might be filing, prior bankruptcy cases in the last 8 years and whether you might be for instance and attaching the certificate of credit history counseling.
After this write-up include Exhibit D specifying whether you have completed the needed credit history counseling class in the last 180 days. File your Credit history Counseling Certificate in your bankruptcy petition.
The next point to complete is review and Sign the Notice of Offered Chapters which informs you for the different chapters of bankruptcy available.
Read and fill out the Summary of Schedules, which summarizes your assets and liabilities.
Complete Schedule A and B (Forms B6A and B6B) & C. In schedule A you'll provide information on any interest in real estate which you own this kind of as: home, burial plot, timeshare. In Schedule B you'll provide information on any very own property you own. This will include checking accounts, property goods, your car, jewelry, your clothes, life insurance, and retirement plans. Include a valuation in the assets you own. Fill out schedule C that is certainly used to protect the assets you own with the applicable state bankruptcy exemptions.
Read and fill out Schedule D, E, F, & G which provide information on your debts. Schedule D will include any secured creditors that have a security interest against any property you currently are in possession of. In schedule E you'll list priority debts for instance taxes owed, & alimony or child help payments. Schedule F includes all of your unsecured creditors for instance credit history cards, very own loans, medical bills, student loans. Include in Schedule G, any leases or contracts you are currently liable for. If you will find any cosigners who are liable for any in the debts inside your bankruptcy petition, then they must be listed in Schedule H.
Read and fill out Schedule I & J. Supply information on Schedule I to your contemporary work and contemporary monthly income. In Schedule J you'll provide information on your contemporary or expected monthly expenses.
Take notice and complete the Declaration Relating to Debtor's Schedules. In this declaration you might be confirming that the information that is certainly in the summary of schedules and schedules A-J are real and correct.
Read and fill out the Debtor's Certification of Employment Income. In this type you'll specify whether you had been used or unemployed in the previous 60 days. File with this type your proof of income.
Read and fill out the Statement of Financial Affairs. In this section you'll provide money information for your current, and past Two years. You will also provide information on transfers of property in the last Two years, past year lawsuits, garnishments and repossession and closed financial accounts in the last year.
Read and fill out Chapter 7 Individual Debtor's Statement of Intention Form. In this section you'll specify if you would like to retain and continue to pay your secured debt or whether you would like to surrender that property. Such as if you have a secured loan against your vehicle, you'll state in this type whether you intend to retain and continue to acquire the vehicle or whether you would like to surrender the vehicle.
Read and fill out Form 22A -Means Test. In case you are below the median money to your property size, then you'll complete the short form. In case you are more than the median money to your property size, then you'll complete the lengthy form. In this type you'll provide information on your property size, income, and expenses.
